The SPWG serves as a central repository for thought leadership related to retirement savings preservation. Many of the key studies and reports are below.
Contact us to suggest papers or studies for inclusion.
Actionable Insights for Your Mobile Workforce: Portability Solutions Key to Improving Retirement Outcomes
Retirement Clearinghouse (RCH) and Boston Research Technologies (BRT)
An Analysis of Retirement Models to Improve Portability and Coverage
Center for Retirement Research at Boston College
Borrowing from the Future: 401(k) Plan Loans and Loan Defaults
National Bureau of Economic Research (NBER)
Early Withdrawals from Retirement Accounts During the Great Recession
Statistics of Income Division, Internal Revenue Service
Eliminating Friction and Leaks in America’s Defined Contribution System: Fixing the Systemic Breakdowns That Impact Every Sponsor, Participant and Provider
Boston Research Technologies (BRT)
Leakage of Participants’ DC Assets: How Loans, Withdrawals, and Cashouts Are Eroding Retirement Income
AON Hewitt
Making the Right Choice the Easiest Choice: Eliminating Friction and Leaks in America’s Defined Contribution System
Boston Research Technologies (BRT)
Plug the Drain: 401(k) Leakage and the Impact on Retirement
Defined Contribution Institutional Investment Association (DCIIA)
Policy Changes Could Reduce the Long-Term Effects of Leakage on Workers’ Retirement Savings
Government Accountability Office (GAO)
Retirement Savings: Additional Data and Analysis Could Provide Insight into Early Withdrawals
Government Accountability Office (GAO)
The Impact of Auto Portability on Preserving Retirement Savings Currently Lost to 401(k) Cashout Leakage
Employee Benefit Research Institute (Jack VanDerhei)
The Impact of Leakages on 401(k)/IRA Assets
Center for Retirement Research at Boston College
The Mobile Workforce’s Missing Participant Problem
Retirement Clearinghouse (RCH) and Boston Research Technologies (BRT)
What Moves the Retirement Readiness Needle: Quantification of Risk and Evaluation of New Proposals
Employee Benefits Research Institute (EBRI)